Terms and Conditions

This agreement describes the terms and conditions applicable to the use of the content, products and/or services of the TOLIC website owned by Name and Surname. In order to make use of the content, products and/or services of the website, the user shall be subject to these terms and conditions.


The purpose is to regulate the access and use of the content, products and/or services available to the general public in the tolic.com domain. The owner reserves the right to make any type of modification to the website at any time and without prior notice, the user accepts such modifications. Access to the website by the user is free of charge, the use of the content, products and/or services implies a subscription cost for the user. The website only admits access to persons of legal age and is not responsible for non-compliance with this. The website is intended for users residing in Puerto Rico and complies with the legislation established in that country. If the user resides in another country and decides to access the website, he/she will do so at his/her own risk. The administration of the website may be carried out by third parties, i.e. persons other than the owner, without affecting these terms and conditions.


User activity on the website such as postings or comments shall be subject to these terms and conditions. The user agrees to use the content, products and/or services in a lawful manner, without violating morality or public order, refraining from any act that affects the rights of third parties or the operation of the website. The user agrees to provide truthful information in the forms on the website. Access to the website does not imply a relationship between the user and the owner of the website. The user declares to be of legal age and to have the legal capacity to abide by these terms and conditions.


The owner does not guarantee the continuity and availability of the content, products and / or services on the website, will take actions to promote the proper functioning of the website without any responsibility. The owner is not responsible for the software being free of errors that may cause damage to the software and/or hardware of the equipment from which the user accesses the website. Likewise, it shall not be liable for any damages caused by accessing and/or using the website.


De conformidad con lo dispuesto en la Ley Federal de Protección de Datos Personales en Posesión de los Particulares, el titular se compromete a tomar las medidas necesarias para garantizar la seguridad del usuario, impidiendo el uso indebido de los datos personales proporcionados por el usuario en el sitio web. The holder shall verify that the personal data contained in the databases are correct, true and current, as well as that they are used only for the purpose for which they were collected. The use of personal data will be limited to the provisions of the Privacy Notice available at https://www.milformatos.com/aviso-de-privacidad. a . Mil Formatos reserves the right to make any type of modification to the Privacy Notice at any time and without prior notice, according to its needs or changes in the applicable legislation, the user accepts such modifications. The website involves the use of cookies which are small amounts of information that are stored in the browser used by the user such as login data, user preferences, date and time the website is accessed, sites visited and IP address, this information is anonymous and will only be used to improve the website. Cookies facilitate navigation and make it more user-friendly, however, the user can disable them at any time from his browser on the understanding that this may affect some functions of the website.


The website may contain links to other Internet sites belonging to third parties for which it is not responsible.


The owner declares to have the intellectual and industrial property rights of the website, including images, audio or video files, logos, trademarks, colors, structures, typographies, designs and other elements that distinguish it, protected by Mexican and international legislation on intellectual and industrial property. The user undertakes to respect the industrial and intellectual property rights of the owner and may view the elements of the website, store them, copy them and print them exclusively for personal use.


The relationship between the user and the holder shall be governed by the laws applicable in Puerto Rico.

We know that not all accidents are the same.

That’s why we offer you a variety of policies that you can customize to suit your needs by combining them with the various optional coverages available.