Occupational Accidents Insurance
Nearly 1/3 of non-fatal injuries and illnesses at work in 2016 were of a serious nature.
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
Construction sites are dangerous places to work. The most common accidents that can injure workers on construction sites include: falling objects or landslides, cuts with sharp objects, explosions, accidents with machinery, slips, injuries from electrical installations, among others.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work on construction sites, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit. Add this occupational endorsement to your accidents policy so that you are better prepared for the eventuality of an accident, and we will give you the certainty of being able to recover financially if you have to face the consequences of an accident.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Engineers
- Architects
- Electricians
- Carpenters
- Builders
- Plumbers
- Welders
- Handymen
- Field employees of cable service companies
- Field employees of electricity companies
- Any other person whose occupation is related to the construction industry
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
Driving a larger motor vehicle does not exempt you from having an accident. Driving for long hours, sitting in the same position, being in contact with gasoline, falling asleep from tiredness and a crash with another motor vehicle are many of the risks that people who work in the transportation industry have.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work in the transportation industry, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Taxi drivers
- Drivers for Uber, Lyft, etc.
- Truck drivers
- School bus drivers
- Public transportation drivers
- People who work as chauffeurs
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
As a professional mechanic, you are exposed to heavy machinery, gasoline, oil, sharp metals, slippery surfaces, among others. There are many hazards that could cause an accident.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work in the mechanical industry, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Aviation mechanics
- Industrial mechanics
- Heavy equipment mechanics
- Automotive mechanics
- Tinsmith and painters
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
In the kitchen of a restaurant, you work with sharp knives, slippery floors, fire and hot oil, so, very often, unexpected accidents occur.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work in the gastronomy industry, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Chefs
- Chef’s assistants
- Waiters
- Waiter assistants
- Dishwashers
- Bartenders
- Butchers
- Restaurant employees
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
The work that takes place at hairdressers, barbershops, beauty salons, etc., is focused on personal grooming. This activity involves the use of tools such as scissors, razors, electric machines, dyes, among others. Which, in turn, carries certain risks of accidents.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work in the cosmetology industry, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Masseurs
- Nail technicians
- Barbers
- Stylists
- Spa employees
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
In a store or warehouse, accidents occur with forklifts, falling boxes, slips, among others, so, very often, unexpected accidents occur.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work in a store or warehouse, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Retail store clerks
- Supermarket employees
- Warehouse employees
- Wholesale store employees
We know that not all accidents
are the same.
Therefore, we offer you a variety of policies that you can customize, adjusting them to your needs by combining them with the different optional coverages available.
Hot water, sharp needles, slippery floors, razors, scissors, steam, hot irons, are some of the things you use every day, which you and your employees are exposed to and which can be the cause of countless accidents.
When you work, you expose yourself to all kinds of accidents, for which this endorsement will provide you with coverage, but when you work in laundries and tailor shops, there is more risk that specific accidents will happen to you, for which this endorsement will pay you double the benefit.
Benefits
- Accidental loss of movement
- Rehabilitation
- Burns (x2)
- Fractures (x2)
- Dislocations (x2)
- Skin grafts (x2)
- Coma
- Facial reconstruction surgery due to an accident
- Mutilations (x2)
- Internal injuries (x2)
- Eye injuries (x2)
- Concussion or contusion of the brain (x2)
- Emergency dental work (x2)
- Lacerations requiring sutures (x2)
- Medical devices
Who is eligible?
- Tailors
- Dressmakers
- Fashion designers
- Laundromat employees
- Tailor shop employees
Count on us the
365 days of the year.
Protect yourself against occupational accidents.
With our occupational accidents endorsements, you can protect yourself against the dangers you expose yourself to at your job.
